betty December 7, 2021

What do you want your golden years to look like? Do you want to pick up a hobby you’ve put on the back burner for many years? Or do you find joy in helping others? With early planning, you can be sure you’ll be able to pursue your passions during retirement – without worry.

Ms Pereira, a secretary, is 62 years old and thinking about the retirement lifestyle she envisions and how she can live it up even after she has stopped working. When she turned 55, she chose not to withdraw a lump sum from her CPF savings as she was still working. She has been taking art classes and looks forward to creating beautiful artwork full-time after she retires.

  • Discover your life purpose at

*A tool designed to help members aged 55-79 estimate their CPF LIFE monthly payouts based on their desired retirement lifestyle.

**This includes the extra 2 per cent per annum on the first $30,000 and extra 1 per cent per annum on the next $30,000 of CPF savings for those aged 55 and above.

Disclaimer: Ms Pereira is a fictional character created for illustrative purposes only.

  • For more information, visit